Learn how mortgage loan modification works, who qualifies, and what to expect so you can lower payments and avoid foreclosure. See steps and options now.
Mortgage Loan Modification: What It Is, How It Works, and When to Use It Read More »
A portable mortgage lets you transfer your current rate and terms to a new home. Learn how portability works, who benefits, and why U.S. regulators are evaluating it.
Portable Mortgages Could Help More People Move — But Won’t Fix Housing Affordability Read More »
Closing costs can add thousands to buying a home. Learn how to get closing costs waived and the most realistic ways buyers reduce or avoid them.
Can Closing Costs Be Waived? 6 Ways Buyers Can Lower Costs at Closing Read More »
Does getting pre-approved hurt your credit score? Find out how mortgage inquiries work, how rate shopping counts, and how to limit any impact.
Does Mortgage Pre-Approval Affect Your Credit Score? What Homebuyers Should Know Read More »
Learn which documents you need for mortgage pre-approval, including income, asset, and debt paperwork, plus tips to prepare and avoid delays.
Documents Needed for Mortgage Pre-Approval: Homebuyer Checklist Read More »
A VA renovation loan lets you finance home repairs and upgrades with a single VA-backed mortgage. See eligibility rules, allowed repairs, and how to apply.
What Is a VA Renovation Loan? How Veterans Can Buy and Repair a Home Read More »